HOME WARRANTY Q & A:

A Home Warranty is a service contract, which provides protection against the expense of repairing or replacing existing home appliances and mechanical systems, which breakdown due to normal wear and tear. The home warranty plan is a one-year contract covering a multitude of systems and appliances needed for everyday life and no home inspection is required to enroll.

Watch a video about our Home Warranty www.hwaHomeWarranty.com/owners/video/

The contract covers household systems and appliances existing in your home today regardless of age, make or model. The moment something breaks down, simply call the 24/7 toll-free claims center to make a service request and a local, pre-screened service technician will quickly contact you to schedule a mutually convenient appointment. You pay a modest trade service fee for each occurrence, regardless of the actual cost to repair or replace the broken item. No more thumbing through the yellow pages looking for a reputable repair company.

Are you prepared for the unexpected?

Consider these expenses versus the annual contract fee for our home warranty:

Estimated Retail Replacement / Repair Costs
Air Conditioning	from $1,400	as much as $4,200
Heating System	from $1,400	as much as $3,400
Electrical System	from $600	as much as $1,600
Plumbing System	from $450	as much as $1,900
Water Heater	from $400	as much as $950
Refrigerator	from $500	as much as $1,800
Oven / Stove	from $350	as much as $1,550

What is a home warranty?
A home warranty is a service contract, normally for one year, which helps protect homeowners against the cost of unexpected covered repairs or replacement of their major systems and appliances that break down due to normal wear and tear.

I hold homeowners insurance. Why do I need a home warranty?
Your homeowner’s insurance is hazard insurance, and covers items damaged in covered events. A home warranty repairs or replaces items that break down on their own through normal wear and tear.

Does it matter how old my home is?
No, the age of your house does not matter. We will still cover the systems and appliances within the home regardless of age.

Do I need a home inspection in order to enroll?
No, a home inspection is not required as a condition to enroll in a Home Warranty plan.

Can I enroll a home warranty plan if I am not in a real estate transaction?
Yes, you can purchase a Home Warranty during homeownership. You do not have to be involved in a real estate transaction of any kind.

When does coverage begin and when does it end?
Coverage for your home's major systems and appliances usually begins 30 days after you sign up and the coverage lasts for one year.


Who handles the repairs?
These companies maintain a nationwide network of local, qualified independent service contractors to serve you. The independent contractors have been carefully screened and meet stringent service standards. 

Do I pay a service fee for each visit?
Yes. Each time a service technician comes to your home to repair or replace an appliance or system an economical service fee of  usually $50 - $75 is due regardless of the actual expense. 

Can I buy a warranty from the manufacturer rather than a home warranty company?
You could, but it would cost you much more. Various manufacturer warranties offer coverage on their own particular system or appliance. You would have to buy individual warranties from several different companies to cover all of your appliances. This could cost you up to $2,500 or more per year, and would involve allot of paperwork. And that still wouldn't cover your major home systems, such as plumbing, electrical, heating, and more – items that a Home Warranty include. The benefit of covering your major home systems and appliances through a Home Warranty is that you receive coverage with one plan, one low premium, and one number to call for service.

Can I renew my home warranty contract?
The plan may be renewable. In that event, you will be notified of the prevailing rate and terms of renewal before your contract ends.

Contact me for pricing and purchasing information